Phone: (940) 591-1200

Star Classic Checking

Star Classic Checking is offered to individuals who are 62 years of age or older. This account offers the convenient features of unlimited debits or credits, designated style checks at no charge, and all with no service charge. The perfect account for our experienced banking customers!


Banking made easy for our experienced customers.

Minimum to Open - $100.00

Monthly Service Charge - None

Services provided at no charge1 include:

• Designated Bank Style Checks

• Online Banking

• Online Bill Payment

• Tele-Banking

• Unlimited Transactions

• StarCard Debit Card

• Direct Deposit

• Mobile Banking with Deposit Features (standard data and message rates from your wireless carrier may apply)

• e-Statements (while e-Statements are highly recommended for security and your convenience, paper statements are available at no charge. View check images through online banking)

• Paper Statements Available without Images

• Popmoney® (allows you to pay people if you know their cell phone number or e-mail address)

• Account to Account Transfers (transfer money to accounts you own outside the bank)

1 Bill Payment is offered at no additional monthly or transaction cost unless you choose expedited processing which is billed at $14.95 per transaction. Please consult your enrollment agreement or an account representative for charges that may apply. Popmoney® transactions are billed for delivery times of: $0.50 for 3 day; $1.00 for next day; $3.00 for instant payment; and $1.00 to request payment.

More Information

• Debits and Credits – unlimited - No Charge

• Monthly Service Charge - No Charge

• Overdraft Privilege2 - $800.00

• Cashier's Checks - $5.00

• Bank Designated Style Checks - No Charge

• Debit Card Replacement - $5.00

• Daily Overdraft Fee (limited to a maximum of 30 consecutive business days). A fee of $5/day will be assessed starting on the 4th business day the account remains overdrawn and each consecutive business day thereafter for a total of 30 business days, OR until the account is brought to a positive balance.

2 Overdraft Privilege is a discretionary service and is generally limited to an amount indicated by your product disclosure. You must choose to participate in this service by "opting in". If you are already participating in Overdraft Privilege, your limit will not change. Our normal fees and charges include our published overdraft fee or returned item fee as set forth in our fee schedule at $32.00. You may be charged up to five overdraft items or $160 per day from your checking account if you do not have sufficient collected funds to pay items that are presented on your account for payment. We reserve the right to require you to pay your outstanding overdraft (negative) balance, including fees we assess on your account, immediately or upon demand. We will charge our normal overdraft fee or returned item fee whether or not we approve an overdraft item for payment or return it unpaid. The complete Overdraft Privilege (ODP) Service Agreement was provided to you when you "opted in" to the service and you can revoke your participation at any time by calling (940)383-6200 – Option 1. You may access the full Agreement at