Rates

Rates effective July 29th, 2014| Print
AccountMinimum Deposit to Open AccountAnnual Percentage Yield (APY)Interest Rate
NORTHSTAR Reward Checking

(on qualified balances)

$0.01 - $10,000$100.001.00%1.00% **
$10,000+0.25%0.25% **
If the monthly qualifications are not met.0.05%0.05% **
NORTHSTAR Reward Saver (paired with NORTHSTAR Reward Checking)

(on qualified balances)

$0.01 - $10,000$100.000.50%0.50% **
$10,000+0.25%0.25% **
If the monthly qualifications are not met.0.05%0.05% **
Regular Savings

Daily balance of $250 and up

$50.000.10%0.10% *
Minor Savings$10.000.10%0.10% *
Premium Plus Checking

Daily balances of:

$1,000 - $9,999$500.000.07%0.07% *
$10,000 - $24,9990.07%0.07% *
$25,000+0.12%0.12% *
Star Money Market

Daily balances of:

$2,500 - $9,999$2500.000.10%0.10% **
$10,000 - $24,9990..15%0..15% **
$25,000 - $49,9990.20%0.20% **
$50,000 - $99,9990.25%0.25% **
$100,000+0.35%0.35% **
Health Savings Accounts

Daily balances of:

$0.01 - $999None0.10%0.10% *
$1,000 - $4,9990.20%0.20% *
$5,000+0.40%0.40% *
Individual Retirement Account

All balances

12 Month IRA$500.000.45%0.45% ***
24 Month IRA0.70%0.70% ****
Certificates of Deposit

All balances

3 Months$1,000.000.20%0.20% #
6 Months0.25%0.25% #
1 Year0.45%0.45% ***
18 Months0.55%0.55% ****
2 Years0.70%0.70% ****
3 Years1.00%1.00%****
4 Years1.20%1.20% ****
5 Years1.50%1.50% ****
11 Month Liquid CD$5,000.000.40%0.40% *
  • Interest rates and annual percentage yields (APY) are accurate for the date indicated, but may change daily.
  • Money Market, NOW checking and savings account rates may change after the account is opened and fees may reduce the earnings on the account.
  • The rate sheet should be used in conjunction with the bank's consumer deposit account brochures.
  • To obtain consumer deposit account brochures, please contact a new account representative at 940-383-6200.
  • APY assumes interest remains on deposit; withdrawal of interest reduces interest earnings. Penalties may be imposed for early withdrawals of CDs
* Compounded Daily** Compounded Monthly*** Compounded Quarterly
**** Compounded Annually# Not Compounded## Compounded at Maturity